--- title: Why Wise is the Best Choice for Freelancers Working Abroad description: Discover why freelancers living abroad trust Wise for international payments. Learn how it helps you save on fees, get paid faster, and manage multiple currencies. image: https://info.247expatinsurance.com/hubfs/AI-Generated%20Media/Images/The%20image%20depicts%20a%20vibrant%20workspace%20of%20a%20freelancer%20set%20against%20a%20sunlit%20window%20overlooking%20a%20bustling%20city%20A%20sleek%20laptop%20sits%20open%20displaying%20a%20colorful%20design%20interface%20with%20various%20tabs%20open%20for%20different%20clients%20Beside%20the%20laptop%20a%20notepad%20fil.jpeg --- [Skip to content](https://info.247expatinsurance.com/blog/why-wise-is-the-best-choice-for-freelancers-working-abroad#main-content) [info@247expatinsurance.com](mailto:info@247expatinsurance.com) [facebook-f icon](https://www.facebook.com/247ExpatInsurance) [instagram icon](https://www.instagram.com/247expatinsurance?igsh=MXFqZjJvYWVhbGR2bw==) [linkedin-in icon](https://www.linkedin.com/company/247-expat-insurance) [Follow us on Tiktok](https://www.tiktok.com/@247expatinsurance?_t=ZG-8s9beGFMqR7&_r=1) [![247-EXPAT-INSURANCE-BLUE-BLUE-Small](https://info.247expatinsurance.com/hs-fs/hubfs/247-EXPAT-INSURANCE-BLUE-BLUE-Small.webp?width=464&height=480&name=247-EXPAT-INSURANCE-BLUE-BLUE-Small.webp "247-EXPAT-INSURANCE-BLUE-BLUE-Small")](https://247expatinsurance.com/) - [Home](https://247expatinsurance.com) - [About Us](https://247expatinsurance.com/about/) - [Insurances](https://247expatinsurance.com/expat-insurance-services/) - [Car Insurance](https://info.247expatinsurance.com/blog/tag/car-insurance) - [Home Insurance](https://247expatinsurance.com/insurance/home-insurance/) - [Health Insurance](https://247expatinsurance.com/insurance/health-insurance-for-expats/) - [NLV Health Insurance](https://247expatinsurance.com/insurance/health-insurance-for-nlv/) - [DNV Health Insurance](https://247expatinsurance.com/insurance/digital-nomad-health-insurance/) - [Travel Insurance](https://247expatinsurance.com/insurance/travel-insurance-2/) - [Life Insurance](https://247expatinsurance.com/insurance/life-insurance/) - [Funeral Insurance](https://247expatinsurance.com/insurance/funeral-insurance/) - [FAQs](https://247expatinsurance.com/frequently-asked-questions/) - [Contact](https://247expatinsurance.com/contact) - [Get a Quote](https://247expatinsurance.com/get-a-quote/) - Call experts **Spain: [868 290 730](tel:868%20290%20730)** **UK: [0203 925 8884](tel:0203%20925%208884)** [![247 EXPAT INSURANCE](https://info.247expatinsurance.com/hs-fs/hubfs/247%20EXPAT%20INSURANCE%20BLUE%20BLUE.webp?width=116&height=120&name=247%20EXPAT%20INSURANCE%20BLUE%20BLUE.webp)](https://247expatinsurance.com/) - [Home](https://247expatinsurance.com/) - [About Us](https://247expatinsurance.com/about/) - [Insurances](https://247expatinsurance.com/expat-insurance-services/) - [FAQs](https://247expatinsurance.com/frequently-asked-questions/) - [Contact](https://247expatinsurance.com/contact) - [Get a Quote](https://247expatinsurance.com/get-a-quote/) Open main navigation Close main navigation - [Home](https://247expatinsurance.com/) - [About Us](https://247expatinsurance.com/about/) - [Insurances](https://247expatinsurance.com/expat-insurance-services/) - [FAQs](https://247expatinsurance.com/frequently-asked-questions/) - [Contact](https://247expatinsurance.com/contact) - [Get a Quote](https://247expatinsurance.com/get-a-quote/) May 1, 2025 12:45:00 AM # Why Wise is the Best Choice for Freelancers Working Abroad ![Picture of 247 Expat Insurance](https://info.247expatinsurance.com/hs-fs/hubfs/favicon.png?width=50&name=favicon.png) [247 Expat Insurance](https://info.247expatinsurance.com/blog/author/247-expat-insurance) Share: [facebook-f icon](http://www.facebook.com/share.php?u=https://info.247expatinsurance.com/blog/why-wise-is-the-best-choice-for-freelancers-working-abroad) [linkedin-in icon](http://www.linkedin.com/shareArticle?mini=true&url=https://info.247expatinsurance.com/blog/why-wise-is-the-best-choice-for-freelancers-working-abroad) [Twitter icon](https://twitter.com/intent/tweet?url=https://info.247expatinsurance.com/blog/why-wise-is-the-best-choice-for-freelancers-working-abroad) [pinterest-p icon](http://pinterest.com/pin/create/link/?url=https://info.247expatinsurance.com/blog/why-wise-is-the-best-choice-for-freelancers-working-abroad) [envelope icon](mailto:?body=https://info.247expatinsurance.com/blog/why-wise-is-the-best-choice-for-freelancers-working-abroad) ## **Getting Paid Abroad Shouldn’t Be Complicated** Freelancing across borders has opened up incredible opportunities — but it can also create major headaches when it comes to **getting paid in foreign currencies**. If you're working remotely for clients in the UK, US, Europe, or Australia, chances are you’ve already encountered high transfer fees, delayed payments, or poor exchange rates. That's why thousands of digital nomads and global freelancers are switching to **Wise** — a modern, multi-currency platform designed to handle international income with **fair rates and full transparency**. --- ## **Challenges Freelancers Face With Traditional Payment Methods** ### **Hidden Conversion Costs** Most traditional banks and even platforms like PayPal **mark up the exchange rate**, which means you **lose money every time you convert**. A client sends $1,000, but by the time it lands in your account, it’s more like $950 — and that’s before any fees. ### **High Receiving Fees** Some services charge flat fees or even **percentage-based receiving costs**, reducing your take-home pay. ### **Delays and Lack of Clarity** You might be waiting 3–5 business days just to access your money, often without clear tracking or notifications. --- ## **Why Wise is Built for Global Freelancers** Wise solves the biggest issues freelancers face when working with international clients. Here’s how: ### **Get Paid Like a Local in 22 Currencies** With Wise, you can receive payments using **local bank details** in major currencies — GBP, EUR, USD, AUD, and more. No more international wire fees or middlemen. Clients in the US? Give them a US routing and account number. Clients in Europe? Share your IBAN. It’s seamless — and fee-free on your side. ### **Convert at the Mid-Market Rate** Wise always uses the **real exchange rate** — no hidden markups. You see exactly how much you’re getting before confirming the transfer. That alone can save you **3–5% per payment**, which adds up fast for freelancers invoicing internationally. ### **Low, Transparent Fees** You’ll only pay a **small upfront fee** when converting or sending money. There are **no subscription costs or account maintenance charges**, so you keep more of what you earn. --- ## **Manage and Move Money with Flexibility** ### **Hold 40+ Currencies** Wise lets you **store your income** in various currencies and convert only when needed — ideal if you’re watching exchange rates or living in multiple countries. ### **Use the Wise Card for Expenses** In many countries, freelancers can order a **Wise debit card** to spend directly from their balances. No foreign transaction fees, just real-time currency conversion. --- ## **Real Freelancer Use Case – USD to EUR** Let’s say you’re a freelance designer in Spain working for a US-based client. They send you **$2,000/month**. | **Platform** | **Exchange Rate** | **Fees** | **You Receive (EUR)** | | --- | --- | --- | --- | | PayPal | 1.06 | 3% ($60) + rate markup | ~€1,730 | | Bank Transfer | 1.07 | $20–$40 + poor rate | ~€1,750 | | Wise | 1.09 (mid-market) | ~$10 | **€1,805+** | ✅ Over **€70 saved** each month — that’s **€840 a year** just for choosing the right platform. --- ## **Additional Tools Freelancers Love** - **Transfer scheduler** – Automate payouts or savings - **Invoice-friendly payment options** – Get paid from any country - **Mobile app** – Manage everything from your phone --- ## **Final Thoughts – Keep More of What You Earn** As a freelancer, every euro, dollar, or pound counts. With Wise, you’re not just getting paid — you’re keeping more of what you earn and getting it **faster and easier** than with banks or PayPal. Whether you’re full-time freelancing or working a side hustle abroad, Wise is the **smartest money move** you can make. ✅ [Set Up Your Wise Account Today](https://chatgpt.com/g/g-ySbhcRtru-fully-seo-optimized-article-including-faq-s-2-0/c/67f52750-45ec-8011-ae27-ca78d7a36133#) ✅ [Compare Payment Options](https://chatgpt.com/g/g-ySbhcRtru-fully-seo-optimized-article-including-faq-s-2-0/c/67f52750-45ec-8011-ae27-ca78d7a36133#) ✅ [Explore Currency Management Tools](https://chatgpt.com/g/g-ySbhcRtru-fully-seo-optimized-article-including-faq-s-2-0/c/67f52750-45ec-8011-ae27-ca78d7a36133#) --- ## **About 247 Expat Insurance – Helping You Thrive Abroad** At **247 Expat Insurance**, we understand the challenges of living and managing finances abroad. From international money transfers to expat health coverage, our mission is to make your life simpler, safer, and more affordable. We carefully research and recommend tools that help expats like you **save money and avoid unnecessary fees** — wherever life takes you. Looking for more tips and trusted services? 👉 **Explore our expat guides and tools** to make the most of your journey. --- ### Contact Us   [Information](https://info.247expatinsurance.com/blog/tag/information) ## Related posts [![](https://info.247expatinsurance.com/hs-fs/hubfs/AI-Generated%20Media/Images/The%20image%20depicts%20a%20vibrant%20and%20informative%20infographic%20comparing%20three%20money%20transfer%20services%20Wise%20PayPal%20and%20traditional%20banks%20At%20the%20top%20bold%20headings%20highlight%20each%20service%20accompanied%20by%20their%20logos%20The%20center%20section%20features%20a%20clear%20sidebysid.jpeg?height=200&name=The%20image%20depicts%20a%20vibrant%20and%20informative%20infographic%20comparing%20three%20money%20transfer%20services%20Wise%20PayPal%20and%20traditional%20banks%20At%20the%20top%20bold%20headings%20highlight%20each%20service%20accompanied%20by%20their%20logos%20The%20center%20section%20features%20a%20clear%20sidebysid.jpeg)](https://info.247expatinsurance.com/blog/real-life-transfer-comparison-wise-vs-paypal-vs-banks) [Information](https://info.247expatinsurance.com/blog/tag/information) ## [Real-Life Transfer Comparison: Wise vs PayPal vs Banks](https://info.247expatinsurance.com/blog/real-life-transfer-comparison-wise-vs-paypal-vs-banks) ![Picture of 247 Expat Insurance](https://info.247expatinsurance.com/hs-fs/hubfs/favicon.png?width=50&name=favicon.png) [247 Expat Insurance](https://info.247expatinsurance.com/blog/author/247-expat-insurance) May 1, 2025 12:45:00 AM Which Transfer Method Really Saves You Money? 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[Read more](https://info.247expatinsurance.com/blog/whats-the-best-way-to-send-rent-or-tuition-abroad) [![The image features a serene physical therapy clinic in Spain, bathed in warm, natural light streaming through large windows. The room is spacious and inviting, with soft, neutral-colored walls adorned with motivational wellness posters. In the center, a treatment table is neatly made up with fresh linens, flanked by exercise equipment such as resistance bands and dumbbells. A licensed physical therapist, dressed in a professional uniform, is attentively guiding a patient through a series of gentle stretches on a mat. The patient, a middle-aged expat, appears focused yet relaxed, demonstrating determination in their recovery. In one corner, a computer screen displays a virtual consultation, highlighting the clinic's teletherapy options. Plants add a touch of green, enhancing the atmosphere of healing and well-being, while informative brochures about Caser Health Insurance are neatly arranged on a nearby table, emphasizing accessibility and support for expats.](https://info.247expatinsurance.com/hs-fs/hubfs/AI-Generated%20Media/Images/The%20image%20depicts%20a%20serene%20physical%20therapy%20clinic%20located%20in%20Spain%2c%20with%20large%20windows%20allowing%20natural%20light%20to%20flood%20the%20room-1.jpeg?height=200&name=The%20image%20depicts%20a%20serene%20physical%20therapy%20clinic%20located%20in%20Spain%2c%20with%20large%20windows%20allowing%20natural%20light%20to%20flood%20the%20room-1.jpeg)](https://info.247expatinsurance.com/blog/healing-from-injury-with-physical-therapy-in-spain-comprehensive-coverage-for-expats) [Health Insurance](https://info.247expatinsurance.com/blog/tag/health-insurance), [Information](https://info.247expatinsurance.com/blog/tag/information), [Healing](https://info.247expatinsurance.com/blog/tag/healing) ## [Healing from Injury with Physical Therapy in Spain – Comprehensive Coverage for Expats](https://info.247expatinsurance.com/blog/healing-from-injury-with-physical-therapy-in-spain-comprehensive-coverage-for-expats) ![Picture of 247 Expat Insurance](https://info.247expatinsurance.com/hs-fs/hubfs/favicon.png?width=50&name=favicon.png) [247 Expat Insurance](https://info.247expatinsurance.com/blog/author/247-expat-insurance) Jan 7, 2025 1:32:05 PM Healing from Injury with Physical Therapy in Spain Physical therapy plays a vital role in... 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