Why Wise is the Best Choice for Freelancers Working Abroad

Getting Paid Abroad Shouldn’t Be Complicated

Freelancing across borders has opened up incredible opportunities — but it can also create major headaches when it comes to getting paid in foreign currencies.

If you're working remotely for clients in the UK, US, Europe, or Australia, chances are you’ve already encountered high transfer fees, delayed payments, or poor exchange rates.

That's why thousands of digital nomads and global freelancers are switching to Wise — a modern, multi-currency platform designed to handle international income with fair rates and full transparency.

Challenges Freelancers Face With Traditional Payment Methods

Hidden Conversion Costs

Most traditional banks and even platforms like PayPal mark up the exchange rate, which means you lose money every time you convert.

A client sends $1,000, but by the time it lands in your account, it’s more like $950 — and that’s before any fees.

High Receiving Fees

Some services charge flat fees or even percentage-based receiving costs, reducing your take-home pay.

Delays and Lack of Clarity

You might be waiting 3–5 business days just to access your money, often without clear tracking or notifications.

Why Wise is Built for Global Freelancers

Wise solves the biggest issues freelancers face when working with international clients. Here’s how:

Get Paid Like a Local in 22 Currencies

With Wise, you can receive payments using local bank details in major currencies — GBP, EUR, USD, AUD, and more. No more international wire fees or middlemen.

Clients in the US? Give them a US routing and account number.
Clients in Europe? Share your IBAN.
It’s seamless — and fee-free on your side.

Convert at the Mid-Market Rate

Wise always uses the real exchange rate — no hidden markups. You see exactly how much you’re getting before confirming the transfer.

That alone can save you 3–5% per payment, which adds up fast for freelancers invoicing internationally.

Low, Transparent Fees

You’ll only pay a small upfront fee when converting or sending money. There are no subscription costs or account maintenance charges, so you keep more of what you earn.

Manage and Move Money with Flexibility

Hold 40+ Currencies

Wise lets you store your income in various currencies and convert only when needed — ideal if you’re watching exchange rates or living in multiple countries.

Use the Wise Card for Expenses

In many countries, freelancers can order a Wise debit card to spend directly from their balances. No foreign transaction fees, just real-time currency conversion.

Real Freelancer Use Case – USD to EUR

Let’s say you’re a freelance designer in Spain working for a US-based client. They send you $2,000/month.

✅ Over €70 saved each month — that’s €840 a year just for choosing the right platform.

Additional Tools Freelancers Love

• Transfer scheduler – Automate payouts or savings

• Invoice-friendly payment options – Get paid from any country

• Mobile app – Manage everything from your phone

Final Thoughts – Keep More of What You Earn

As a freelancer, every euro, dollar, or pound counts. With Wise, you’re not just getting paid — you’re keeping more of what you earn and getting it faster and easier than with banks or PayPal.

Whether you’re full-time freelancing or working a side hustle abroad, Wise is the smartest money move you can make.

✅ Set Up Your Wise Account Today
✅ Compare Payment Options
✅ Explore Currency Management Tools

About 247 Expat Insurance – Helping You Thrive Abroad

At 247 Expat Insurance, we understand the challenges of living and managing finances abroad. From international money transfers to expat health coverage, our mission is to make your life simpler, safer, and more affordable.

We carefully research and recommend tools that help expats like you save money and avoid unnecessary fees — wherever life takes you.

Looking for more tips and trusted services?
👉 Explore our expat guides and tools to make the most of your journey.

Contact Us