Living or working abroad shouldn’t mean dealing with international banking headaches. But for many expats, freelancers, and digital nomads, getting paid by clients or employers from other countries comes with long wait times, costly fees, and complicated account setups.
The good news? You don’t need a local bank account in every country to get paid like a local.
Let’s explore the smarter, modern way to receive payments across borders without losing money in the process.
Traditional international wires can take 3–7 days, especially when intermediary banks are involved — and each one may charge a fee.
Even if you receive the payment, converting it to your local currency can come with poor exchange rates and extra charges.
Platforms like PayPal can hold funds, apply high fees, or force currency conversions before you’re ready — costing you more over time.
Wise offers a game-changing solution for anyone working or earning across borders: receive local bank details in over 10 currencies, without opening local accounts.
With one Wise account, you can receive money like a local in:
EUR – IBAN
GBP – Sort code + account number
USD – Routing and account number
AUD, NZD, CAD, HUF, SGD, TRY, RON – Local account formats
Share these details with clients, platforms, or employers, and they can pay you just like they would someone in their country — no international wire needed.
Gets paid by US and UK clients via Wise using USD and GBP account details. Converts when needed into EUR and spends directly with the Wise card in Portugal.
Employer pays salary into Wise USD account. Employee converts to EUR at mid-market rate and sends it to their Spanish bank account or spends using the Wise card.
Receiving money into your Wise account via local routes is fee-free — unlike banks that charge to receive international wires.
When you’re ready to convert currencies, Wise uses the real rate — no hidden markups.
Since you’re receiving payments locally, you skip the global banking delays. Funds usually arrive faster than traditional transfers.
Freelancers working with global clients
Remote employees getting paid in foreign currency
Expats receiving pensions, salaries, or family support
Digital nomads with income from multiple countries
Getting paid from abroad doesn’t have to be complicated or costly. With a Wise account, you get the local banking experience without local paperwork — and full control over your money.
It’s a smarter, faster, and more affordable way to manage your global income.
✅ Set Up Your Wise Account Today
✅ Share Your Local Account Details
✅ Explore More Expat Money Tips
At 247 Expat Insurance, we understand the challenges of living and managing finances abroad. From international money transfers to expat health coverage, our mission is to make your life simpler, safer, and more affordable.
We carefully research and recommend tools that help expats like you save money and avoid unnecessary fees — wherever life takes you.
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