Can a Non-Resident Insure a Car in Spain? A Complete Guide

Can a Non-Resident Insure a Car in Spain?

If you’re a non-resident in Spain and want to drive legally, insuring your car is essential. While the process involves specific requirements, it’s entirely possible for non-residents to insure a vehicle in Spain. As the exclusive agent for Caser Insurance, 247 Expat Insurance provides tailored car insurance solutions to help expats and non-residents stay covered and compliant on Spanish roads.

Requirements for Insuring a Car in Spain as a Non-Resident

To insure a car in Spain, non-residents must meet several criteria:

    1.    Proof of Vehicle Ownership:

    •    The car must be registered in your name. If it’s a foreign-registered vehicle, you may need to re-register it in Spain if you plan to stay in Spain.

    2.    Valid Driving License:

    •    You must hold a valid driver’s license from your home country.

    3.    NIE Number (Foreigner Identification Number):

    •    An NIE number is required for all administrative tasks in Spain.

    4.    Spanish Address:

    •    You need to provide a local address for documentation.

    5.    Vehicle Technical Inspection (ITV):

    •    The car must have passed the Spanish roadworthiness test (Inspección Técnica de Vehículos).

Types of Car Insurance for Non-Residents

Non-residents have access to the same car insurance options as residents, allowing you to choose a policy that suits your needs:

    1.    Third-Party Liability Insurance (Seguro a Terceros):

    •    Legally required and covers damages to third parties.

    2.    Third-Party with Theft:

    •    Adds coverage for theft or vandalism.

    3.    Fully Comprehensive Insurance (Todo Riesgo):

    •    Provides the highest level of protection, including damage to your vehicle, accidents, and legal assistance.

At 247 Expat Insurance, we offer flexible policies through Caser Insurance, tailored to non-residents and expats.

Advantages of Insuring a Car as a Non-Resident with 247 Expat Insurance

    1.    Expert Guidance:

    •    Our English-speaking team simplifies the process, ensuring a seamless experience for non-residents.

    2.    Comprehensive Coverage:

    •    Caser Insurance offers roadside assistance, legal support, and optional extras like replacement cars.

    3.    Peace of Mind:

    •    Drive legally and confidently, knowing you’re fully protected.

Steps to Insure Your Car in Spain as a Non-Resident

    1.    Gather Documents:

    •    Vehicle registration certificate.

    •    Proof of address in Spain.

    •    Valid driving license.

    •    NIE.

    2.    Choose the Right Policy:

    •    Contact 247 Expat Insurance for tailored quotes.

    3.    Submit Application:

    •    Provide your documents to finalise the insurance contract.

    4.    Activate Your Policy:

    •    Once approved, your policy will be active immediately, allowing you to drive legally in Spain.

FAQs About Non-Resident Car Insurance in Spain

1. Can tourists insure a car in Spain?

Yes, tourists can insure a vehicle, but you must meet ownership, license, and address requirements.

2. Do I need to re-register my car in Spain?

If you’re staying longer than six months, you’ll need to register the car locally and pay associated taxes.

3. Can I insure a rental car?

Rental car insurance is typically provided by the rental agency. However, you can purchase additional coverage through providers like Caser Insurance for added protection.

Conclusion

Insuring a car in Spain as a non-resident is straightforward with the right support. By working with 247 Expat Insurance, you gain access to customized car insurance plans through Caser Insurance, ensuring compliance with Spanish laws and comprehensive coverage.

Contact us today for a quote and drive confidently, no matter how long you plan to stay in Spain.